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First National Bank is proud to introduce to you our mortgage loan staff.  Our loan officers have many years of experience and are ready to help you with all of your home financing needs be it purchase or refinance.  Contact one of our loan officers shown below for a quick and easy pre-approval today!!

Thomas Lessin
Janel Tolsma
Kari Bortnem
Amanda Benson
Jesse Herrington
Stephanie Odden
Russell Nelson
 

Thomas Lessin
I have over 33 years of experience in mortgage lending and am honored to head up the Mortgage Lending dept. at First National Bank. I truly enjoy helping all borrowers whether they are 1st time home-buyer or a seasoned borrower that is purchasing a primary, second home, or investment property. I hold all the govt. designations which allow me to underwrite both appraisals and credit on all RD, VA, and FHA loans. With the exception of special investor programs all your loans will have local decisions right here. Let me help you achieve your homeownership dreams. Personally I grew up all over the country and even in a couple of areas outside the US.I have four grown children, a daughter and three sons, and I am proud tosay that each of my sons has or is currently serving their country in the military. I enjoy time away from work with my wife, and my children when they come to visit. Please give me a call as I look forward to helping you and I do take appts outside of regular hours to accommodate borrowers schedules. NMLS#609681.

632 Main St
Rapid City, SD 57701
Phone: 605-399-0990 X214
Fax: 605-399-0995


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Janel Tolsma
Hello, I am Janel Tolsma and I am a Mortgage Loan Originator at Farmers and Merchants Branch of First National Banks in Huron, SD! I was born and raised on a farm just outside of Avon, SD. After high school I attended Dakota Wesleyan University in Mitchell, SD where I studied business along with being part of the volleyball team. I starting my banking career with First Dakota National Bank in Sioux Falls, SD as a teller and quickly moved over into the lending department where I assisted our Ag and Commercial Lenders. I advanced my career by taking a job with First Savings Bank in Beresford, SD where I continued to assist our Ag and Commercial Lenders, but I started doing Consumer and Mortgage Lending. In my spare time you will find me outdoors and spending time with family and friends. I look forward to helping you with your home financing needs. NMLS#1084427

333 Dakota Ave South
Huron , SD 57350
Phone: 605-353-6821
Fax: 605-353-6888


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Kari Bortnem

Hello, my name is Kari Bortnem and I am a Residential Mortgage Underwriter and Loan Originator at First National Bank in Rapid City South Dakota. I was born and raised in Brookings SD and after I graduated from SDSU with a B.S. in Commercial Economics, I started my career in finance at First National Bank of Southeast Denver.  I expanded my background and education in residential mortgage lending at Universal Lending, Norwest/Wells Fargo, and North American Mortgage Company in Denver until relocating to the beautiful Black Hills in 2001.  My husband, Kip Harrington, and my dogs, Darby and Roo-bee, and I are happy to call Rapid City and the West Boulevard Neighborhood our home.  I love to mountain bike and I belong to the Drty Grlz mountain biking club.  I am a member of the Black Hills Mountain Bike Association and The Zonta Club of the Black Hills as well as an active Rapid City Rush and Rushmore Thunder fan.  I also support the Humane Society of the Black Hills by volunteering with their fundraising committee and enjoy being a Pet Therapy Partner with my dog Darby.   My goal in life is to be as good of a person as my dog already thinks I am.”  ~Author Unknown  I would love to assist you with you next home loan experience.  Give me a call today. NMLS#178836.



632 Main St
Rapid City, SD 57701
Phone: 605-399-0990
Fax: 605-399-0995


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Amanda Benson

 

Buying a home or refinancing is typically one of the biggest financial decisions a family or person will ever make. I have been helping  people  in the Black Hills  of South Dakota achieve their home financing goals for over 5 years and look forward to many more. I have assisted hundreds of people/families purchase or refinance their existing mortgages over that time. As a mortgage consultant I believe my role in the home buying/refinancing process is to educate my borrowers on what to expect throughout the transaction.  As part of my business I will explain the different loan options available and which products may  best  fits your short term and long term goals.  The  Black Hills of South Dakota have been my home since 1995, so I have strong ties to the area, excellent working knowledge of our real-estate market,   and I love helping people in our community. I look forward to working with you and your family!  NMLS # 473529.



632 Main St
Rapid city, SD 57702
Phone: 605-399-0990
Fax: 605-399-0995


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Jesse Herrington

 

Thank you for considering First National Bank for your home financing.  My goal is to provide you with a positive home loan experience and become your trusted home financing expert. South Dakota is my home.  I was born and raised on ranch Southeast of Rapid City in between Hermosa and Rapid City.  My mom and dad still operate the ranch that I grew up on.  Living on the ranch, I learned the principles of hard-work and also the importance of family.  During my years in high school, I enjoyed playing baseball.  I played for Post 320 their inaugural year in 1998.  One of the main things that I enjoy about the Rapid City area is its baseball rich tradition.  Following Post 22 and Post 320 is a favorite summertime activity of mine.  I'm proud that our area has produced so much baseball talent.  After graduating from Rapid City Central High School, I attended Black Hills State University and then transferred to Chadron State College and completed my Bachelor's Degree in Business Administration.  This helped lay the groundwork for me entering the financial services field. In July of 2009, I married my wife Shari.  We now have been blessed with two daughters - Grace and Sarah.  It is awesome having two daughters as they are a lot of fun.  My wife enjoys being part of the local MOPS (Mothers of Preschoolers) group.  We also enjoy sporting events and taking weekend get-a-ways to explore what the Black Hills area has to offer.  Thanks again for considering First National Bank for your home financing.  We look forward to working with you!  NMLS # 833002.



632 Main St
Rapid City, SD 57701
Phone: 605-399-0990
Fax: 605-399-0995


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Stephanie Odden
Thank you for taking the time to learn a little more about me. I hope that soon, I will have the opportunity to learn more about you too. Born and raised in South Dakota, I am a loving wife, mother of five busy kids and mortgage loan originator with thirteen years of Real Estate Lending experience. I entered this industry to assist people like you in accomplishing the dream of homeownership. Becoming a homeowner is a very exciting process; however, when qualifying for a mortgage, unforeseen events can sometimes make buyers uneasy. This is why you need a mortgage consultant who is educated in the industry and also possesses the problem solving skills to handle any situation that might develop. “From application to closing; I’m with you every step of the way,” is not just a statement, but a strong commitment that I bring to every mortgage application that I receive. With in-house processing and underwriting, First National Bank, gives me the tools I need to provide all of my customers with the premium service they deserve. We offer FHA, VA, Rural Housing, South Dakota Housing, and Conventional loan programs. If you are currently shopping for a mortgage to purchase, refinance or just want to see what you pre-qualify for, I urge you to contact me. My commitment to you is already here, waiting. Let’s talk soon. NMLS#747397

125 W Sioux
Pierre, SD 57501
Phone: 605-945-3900
Fax: 605-945-3914


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Russell Nelson
I Offer solutions to optimize the financial security of my customers is what drives me. Providing Experience and Guidance for each individual circumstance is an ever-changing puzzle that I enjoy finding the pieces for. I am a consultant for my customers with their healthy financial future at the helm of every goal we set in motion. Communication is a part of my job that I pace as a priority. I feel it is important to ensure my clients and all parties involved in the transaction have complete understanding of the process as we move through purchasing and/or refinancing scenarios. I have worked in progressive roles within the industry over the last 16 years. After working with various wholesale lenders and running my own broker office. I found direct lending to be the optimal way of providing options as well as concierge service Russell Nelson NMLS 467005

7777 East Arapahoe Road
Centennial, CO 80112
Phone: 303-770-5100
Fax: 303-796-9042


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